Las Vegas Rideshare Accident Lawyers
With millions of visitors each year, it’s no wonder that rideshare services like Uber and Lyft and courier services like Postmates, TaskRabbit, or DoorDash are popular in Las Vegas. But the high volume of traffic and complicated road layouts can lead to accidents involving rideshare vehicles.
Both locals and tourists can find themselves in complicated legal battles when pursuing damages for rideshare accident injuries. Rideshare injury lawyers in Las Vegas face a complicated web of insurance coverages, contracted drivers, and powerful companies. An experienced attorney like those at Blackburn Wirth can help.
Uber & Lyft Accident Victims May Be Covered for Up to $1 Million in Damages
If you were an Uber or Lyft passenger and injured in a rideshare accident, you may be covered for up to $1 million in damages by the company’s commercial liability insurance policy. Unfortunately, sifting through the complexities of the insurance coverages can be a challenge. That’s why there are Las Vegas Uber and Lyft rideshare accident attorneys to stay on top of liability insurance coverage, which is divided into three levels depending on the driver’s activity.
Level One: No Rideshare Activity
Level one insurance coverage applies when the Uber or Lyft driver is using the vehicle for personal use. During this period, the driver’s personal liability insurance policy applies. Coverage limits for a personal policy are often much lower than commercial policies provided by Uber and Lyft.
In Nevada, drivers are only required to carry $20,000 liability coverage for property damage and $25,000 in coverage per person per accident for injuries or deaths. However, some insurance companies offer Nevada rideshare drivers “gap” insurance, also referred to as “rideshare policies.” This coverage is optional and provides extra coverage for the rideshare driver when he or she is offline.
Level Two: Driver Mode Without Passengers
When the driver is logged into the app and is awaiting passengers, level two insurance coverage applies. During this stage, the Uber or Lyft driver is provided with contingent liability insurance. While the driver’s personal insurance policy is primary, excess damages are covered by the rideshare app’s insurance policy.
Uber and Lyft contingent insurance policies provide up to $50,000 for the injury or death of one person in an accident. If two or more people are hurt or killed, the policies provide $100,000 in coverage. Drivers, pedestrians, bicyclists, and other motorists and their passengers are covered under these blanket policies.
Level Three: Ride Request Accepted and Transporting the Rider
Once a rideshare driver accepts a ride request through the app, level three insurance coverage begins. This level of coverage continues until the rider is dropped off and the ride has ended in the app.
In level three, Uber or Lyft’s passenger commercial liability insurance is in effect and is typically the primary policy. The insurance covers up to $1 million in damages for injuries or deaths to a single person and up to $2 million for two or more people who are injured or killed in a crash.
Steps to Take After a Rideshare Accident
If you’re involved in a rideshare accident in Nevada, serious injuries can result in lost time from work, medical bills, and emotional and physical pain. The steps you take after a rideshare accident can mean the difference between financial stability as you heal or facing the burden of lost income and high expenses for years to come.
and Safety
Prioritize Health and Safety
Las Vegas rideshare accident lawyers have seen it all, and we know that even if you feel fine or your injuries are seemingly minor, it’s a good idea to see a doctor. They might uncover something you didn’t notice, and delayed medical treatment can result in minor injuries becoming serious or serious injuries becoming deadly. For more serious injuries, like broken bones or bumps to the head, it’s important to start treatment right away.
Report the Accident
Don’t assume the other driver will make the call – report the incident to the police yourself. In Las Vegas, you’re required to report any motor vehicle accident that results in injuries, fatalities, or property damage of more than $750. You should also report it to Uber, Lyft, or other app-based service company. Both Uber and Lyft offer easy access for accident reporting. You can either log in to the app, call the company, or go online to report crashes.
Gather Information
It’s important to obtain the contact and insurance information of rideshare drivers and anyone else who is involved in a crash. Use your smartphone to take pictures and video of the vehicles, the crash scene, and any factors that may have contributed to the wreck. Gather witness statements or get their contact information. If you’re able, jot down notes about the accident while it’s fresh in your mind.
Use Caution When Making Statements
Whether you’re speaking to the police, the driver, an insurance representative, or the rideshare company, don’t say more than you absolutely have to say. In the heat of the moment, it’s easy to get facts confused, express unnecessary guilt, or say something else that could damage your injury case.
Contact a Las Vegas Ridesharing Accident Attorney
It’s important to make sure you’re in good hands with a rideshare injury lawyer who is familiar with the laws specific to Las Vegas. If you’re an out-of-state visitor injured as an Uber or Lyft passenger, don’t wait until you return to your home state to seek legal advice from a local attorney. Contacting a rideshare crash attorney in Las Vegas ensures you save time and maximizes your chances of a full financial recovery.
Why Choose Us as Your Las Vegas Rideshare Accident Lawyers
At Blackburn Wirth, our injury lawyers have handled more Uber and Lyft accident cases than any other law firm in Nevada. We stay abreast of the latest legal developments particular to ridesharing apps. Our rideshare injury lawyers in Las Vegas have developed a track record for success in obtaining fair compensation when rideshare users and other motorists are hurt or killed.
As the popularity of Uber, Lyft, DoorDash, and similar app-based services in Nevada continues to increase, so does the number of accidents and injuries involving their drivers. If you were hurt, turn to the injury lawyers at Blackburn Wirth. Fill out our online form or call 702-472-7000 to get started with your recovery.